Rapper/music producer Swizz Beatz reportedly owes New York State $98,246.10 for unpaid taxes-- stemming from 2010. While the IRS says he owes them 2.6 million.

According to reports:

"You ain't getting none from me or my bank" ... Swizz Beatz rapped it and now he's living it -- according to the State of New York who says the mega-hip hop producer is behind on his taxes. 

The Empire State recently filed the lien against Beatz -- real name Kasseem Dean -- for unpaid taxes in the year 2010 ... claiming he still owes a cool $98,246.18. 

But that's not all ... Beatz -- who is married to Alicia Keys and has produced for every major name in the biz, including Chris Brown, Dr. Dre, DMX, and Kanye West -- also has federal tax liens filed against him ... to the tune of $2.6 MILLION."

 So far, Swizz hasn't responded to the new reports.